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In House Finance, Houston Texas. 2007 Cadillac CTS.
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In its earlier years, Cadillac had little interest in making smaller cars. When market conditions finally convinced the company's managers that the brand had to have them, the resulting products elicited little favorable reaction from consumers. The modern Cadillac CTS, however, is one entry-level Cadillac that has bucked that trend.
With a cutting-edge design and extensive development work on Germany's famed Nürburgring test track, the CTS sport sedan is aimed squarely at the class leaders in one of the industry's most competitive segments. It's also a bit larger than many of the cars that it competes against in terms of price and design philosophy.
There have been two generations of the Cadillac CTS. Despite some obvious shortcomings in terms of interior design and quality, the first CTS went on to be one of Cadillac's most popular models as well as the only main domestic entry to truly compete against the top European and Japanese entry-level luxury cars. It's worth a look as a used or pre-owned model. For the second-generation CTS, Cadillac made substantial improvements to interior design and materials quality. It's an excellent luxury sport sedan, and consumers interested in this type of car should give it serious consideration.
Current Cadillac CTS
Offering a well-sorted blend of all-American style and European-inspired tuning, the popular Cadillac CTS has made a name for itself amongst the many established players in the entry-level luxury sedan segment. Two V6 engines are available. Standard power comes from a 3.0-liter direct-injection (DI) V6 generating 270 horsepower, while the available 3.6-liter V6 puts out 304 hp. Both engines can be equipped with either a six-speed manual transmission or a six-speed automatic. The CTS is also offered in both rear-wheel and all-wheel-drive (AWD) configurations, though AWD models are limited to the base engine and automatic transmission.
Standard equipment for the Cadillac CTS is decent, and a full complement of the latest safety technology is standard as well. There are a variety of luxury options, including leather seating, a premium audio system and a hard-drive-based navigation system that can store digital music files. Two sport suspension packages are also available to further the CTS's handling capabilities. For those looking to make the most out of each gallon of gasoline, the Eco Lux Collection option (available on the base 3.0-liter V6 only) alters aerodynamics and tires to achieve 30 mpg on the highway -- a gain of 3 mpg.
Overall, the upgraded interior and spirited powertrains have pushed the CTS into top-tier status for a luxury sport sedan. While it might not qualify for "Standard of the World" status just yet, Cadillac's entry-level model has evolved into a much more capable car all the way around and can now more than hold its own against the best cars in this segment both in terms of luxury appeal and driving prowess. There is a CTS SportWagon available and it is covered in a separate review.
Used Cadillac CTS Models
The second-generation Cadillac CTS sedan debuted for the 2008 model year and compared to the original CTS, the new model is more refined and powerful. Overall body dimensions are similar to the original CTS, but there are an additional 2 inches of track width to give the sedan a more powerful stance. The first CTS's lackluster interior was remedied via a substantially higher level of quality and a more attractive design.
There have been changes made since this generation's introduction. Prior to the 2010 model year, the base engine was a 3.6-liter V6 that made 258 horsepower -- slightly less than the current 3.0-liter direct-injection motor. Fuel economy was also lower for the '08 and '09 models, but only by about 1 mpg. The SportWagon was not available prior to '10.
The first-generation Cadillac CTS was sold from the 2003-'07 model years. When it debuted, the CTS was one of Cadillac's first cars to fully emphasize the brand's modern, angular styling themes. It was also a significant departure from traditional modern Cadillacs because of its rear-wheel drive, available manual transmission, stiff body structure and sport-oriented handling dynamics.
The car's larger-than-average exterior dimensions translated to a roomier cabin that could accommodate five adults. A fair number of features came standard, including antilock brakes and side curtain airbags. Upscale features were typically bundled as part of optional packages. Common options included a premium Bose audio system, a DVD-based navigation system, xenon headlights and a sunroof. A sport package provided a sport-tuned suspension, bigger wheels and tires, and stability control.
In its first year, the Cadillac CTS came only with a 3.2-liter V6 good for 220 hp. This was joined in 2004 by a more desirable 255-hp 3.6-liter V6. At the time, the base V6 was available with a five-speed manual transmission or a five-speed automatic. The larger V6 came with the automatic only. In 2005, however, the 3.2-liter engine was dropped in favor of a smaller, 210-hp 2.8-liter engine. Cadillac also upgraded the manual transmission to a six-speed unit and made it available for the 3.6-liter V6 as well.
Previous to the CTS, Cadillac's entry-level vehicle was the Catera. Based on Europe's Opel Omega, it was offered from 1997-2001. This model was not particularly popular with consumers or Edmunds.com's editorial staff, and it's recommended that used-car shoppers consider other vehicles in this segment.

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Letter to the Customer
Fincher Motor Company is a family owned and operated used car dealership in Houston Texas. We offer In House Financing with a Buy Here Pay Here program for customers needing second chance financing. Not only do we have the cleanest and nicest quality pre owned vehicles, but our inventory of used cars and trucks are incomparable to any other used car dealership around. Our In House Financing is affordable and we also are very flexible with our repayment options. We are one of the few used car dealerships that report payments to the credit bureau every 30 days. This type of Buy Here Pay Here In House Financing will help you establish or rebuild any credit problems you might have had in the past. Buying a quality pre owned vehicle can be time consuming and at points frustrating. Buying a quality pre owned vehicle from Fincher Motor Company will not only be quick and easy, but when you drive off in one of our used cars or trucks, you will have peace of mind. Our online used car inventory is always being updated, and our In House Financing is also available online. We would love to have you as a customer and we look forward to helping you find your next quality pre owned vehicle.

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IN HOUSE FINANCE!!!

• In House Financing is a great place for first time buyers to purchase a nice pre owned vehicle.
• In House Finance gives people with bad credit another chance.
• We report to the Credit Bureau to help REBUILD CREDIT!!
• Your Job is your Credit.
• We have THE CLEANEST USED CARS IN HOUSTON TEXAS!!!!
• In House Financing means Buy Here Pay Here!!!!
Thank you for visiting our website. Fincher Motor Company is located in Houston Texas right off of I-45 Freeway. Here at Fincher Motor Company you will notice that we take pride in our inventory and offer the best selection of used cars, trucks, vans, sedans and SUVs in all of Houston. Please feel free to watch the video slideshow on the left hand side of your screen or fill out a “Quick & Easy” online application directly above you. We can get anyone financed who the law allows, because here at Fincher Motor Company in Houston TX, we offer BHPH (Buy Here Pay Here) automotive financing. Buy Here Pay Here (BHPH) means that the Fincher Motor Company (where you purchase the vehicle from) is also the same institution that will carry the note on the loan. Therefore, no bank approval is necessary to purchase a vehicle here at Fincher Motor Company in Houston TX. If your FICO score is under 600, which would traditionally prohibit you from using traditional financing options, don’t worry. With our 90% approval rate we will get you approved for the car of your dreams. Most BHPH (Buy Here Pay Here) dealers stock old inventory with high mileage that will break down on you within months of your purchase and still leave you with a monthly car payment. Here at Fincher Motor Company in Houston TX, we specialize in late model, low mileage inventory that we run through an extremely rigorous inspection program before we stamp the Fincher Motor Company name on it. Here at Fincher Motor Company in Houston TX, we have the ability to put you into the used vehicle you want regardless of your current credit situation. With our in house financing specialists you can drive away in a great used car, even with credit problems such as unpaid medical bills, late credit card bills, charge offs, no credit, or bankruptcy. Come on down today and see why Fincher Motor Company is well on its way to becoming the #1 BHPH (Buy Here Pay Here) dealership in Houston TX and all of Harris County Texas.

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